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TNB Savers Account

Opening and minimum balance of Kshs 1000
Free ATM card
Free withdrawal
Free quarterly statements
Unlimited deposits
Attractive interest earned

This account is useful for individuals who desire to manage their personal finances. The account comes with ATM Card, good interest rate. There is no cheque-book facility on this account. The account is suitable if you do not have large number of payments to make. There is an option to join TNB Internet Banking and/ or SMS Banking for a most reasonable fee.

Who can open

An individual, either singly or jointly.

Non-profit organisations like Clubs, Societies, Churches

Features

Minimum Balance of Kshs. 3,000-
Minimum Opening Balance Kshs. 3,000-
Five free withdrawals in a month
High Interest Rate
Free Quarterly Statement of account
Free ATM Card for TNB ATMs and countrywide Kenswitch ATM network
ATM Withdrawal fee Kshs. 25-
NO charge on incoming salary
No charge over the counter payments. (Cash Handling charge applies for cash transaction/s above 250,000- in a day)
SMS Banking at Kshs. 10- per service
Option to join TNB Internet Banking

Mshahara Account

Mshahara account is meant for salary earners. It facilitates receiving the salary and withdrawing it from ATM network. There is a counter withdrawal charge of Kshs. 50- on this account. The account comes with ATM Card, good interest rate. There is no chequebook facility on this account. The account is suitable if you do not have large number of payments to make. There is an option to join TNB Internet Banking and/or SMS Banking for a most reasonable fee.

Who can open

An individual, either singly or jointly.

Features

Minimum Balance of Kshs. 500-
Minimum Opening Balance Kshs. 500-
Kshs, 50 – over the counter charge
High Interest Rate
Interest paid quarterly with interest rate increasing progressively according to the following slabs

Balance up to Kshs. 20,000- No interest
Kshs. 20,000- to Kshs. 49,999-
Kshs. 50,000- to Kshs. 249,999-
Kshs. 250,000- to Kshs. 499,999-
Kshs. 500,000- & above

Free Quarterly Statement of account
Free ATM Card for TNB ATMs and countrywide Kenswitch ATM network
ATM Withdrawal fee Kshs. 25-
NO charge on incoming salary
Cheque deposit for amounts above Kshs. 50,000- not accepted on this account.
SMS Banking at Kshs. 10- per service
Option to join TNB Internet Banking

Charges

No monthly charge if minimum balance is maintained.

A monthly charge of Kshs. 200- if account goes below minimum

Optional TNB Internet Banking service at a most competitive Kshs. 300- per month

Over the counter payments charge of Kshs. 50-

ATM Transaction fee Kshs. 25-

No charge on incoming salary

Free incoming Direct Debit

Bill Payments at Kshs. 100- per payment

Account Opening Requirements

(The originals of the copies of documents asked for below are required for verification.)

A copy of passport of the account signatory

Two passport size colour photographs

Proof of address such as a copy of utility bill or Lease/Tenant Agreement

Introduction by

· Your employer through introduction letter to be verified by the bank

· TNB Customer, or

· Statement form current banker/former banker. or

· Other introduction acceptable to the bank. Please discuss other modes with the Personal Banker.

· Completed Account Opening Form for Individuals/Joint Account (Can be downloaded on the internet in pdf form).

· Completed General Terms and Conditions of the Account

· TNB Internet Banking Application Form (Optional)

· SMS Banking Application Form (Optional)

The signatories are required to come to the bank in person for identification, verification of documents and for signing Specimen Signature Card.

Mint Account

Mint account is useful for individuals who desire to manage their personal finances and to have chequebook. The account comes with ATM Card, good interest rate. The account is suitable if you do not have large number of payments to make. Option to join TNB Internet Banking for a most reasonable fee.

Who can open

Individual, either singly or jointly.

Non-profit organisations like Clubs, Societies, Churches

Features

Minimum Balance of Kshs. 50,000-
Minimum Opening Balance Kshs. 50,000-
Chequebook
Five free withdrawals in a month
High Interest Rate
Free Monthly Statement of account
Free ATM Card for TNB ATMs and countrywide Kenswitch ATM network
ATM Withdrawal fee Kshs. 25-
NO charge on incoming domestic transfers/ EFT
No charge over the counter payments. (Cash Handling charge applies for cash transaction/s above 250,000- in a day)
SMS Banking at Kshs. 10- per service
Option to join TNB Internet Banking

Anywhere Banking from any TNB Branch
Direct Debits and Bill Payments at Kshs. 100- per payment
Standing Orders Placement Kshs. 250-

TNB Personal Current Account

TNB personal current account is useful for individuals who desire to manage their personal finances and expect quite a number of transactions requiring frequently issuing cheques. The account comes with ATM Card. There is an option to join TNB Internet Banking and/ or SMS Banking for a most reasonable fee.

Who can open

An individual, either singly or jointly.

Features

No minimum balance requirement.
Minimum Opening Balance Kshs. 10,000-
Ledger fee of Kshs. 30- per entry, monthly minimum of Kshs. 300-
Free Monthly Statement of account
ATM Card for TNB ATMs and countrywide Kenswitch ATM network
ATM Withdrawal fee Kshs. 25-
No charge over the counter payments. (Cash handling charge applies for cash transaction/s above 250,000- in a day)
SMS Banking at Kshs. 10- per service
Option to join TNB Internet Banking
Cheque book issued

Charges

Ledger fee of Kshs. 30- per entry with a monthly minimum of Kshs. 300-

Optional TNB Internet Banking service at a most competitive Kshs. 500- per month

ATM Card Issuance Kshs. 300-. ATM Transaction fee Kshs. 25-

Direct Debits and Bill Payments at Kshs. 100- per payment

Standing Orders Placement Kshs. 250-

Standing Order payment to other bank 0.25% Min Kshs. 300- Max. Kshs. 2,500- Standing Order payment to TNB Customers Kshs. 100-

Mrembo Account

Opening balance of 2000
Minimum balance of 1000
Cheque book issued
Fixed ledger fee of 400 per month
Free ATM card
Free monthly statements
Free coins porch

Msomi Account

Opening and minimum balance of Kshs 500
Over the counter withdrawal Kshs 50
ATM withdrawal Kshs 25
Free quarterly statements
Free pen and note book with TNB logo
No account maintenance fee

Angels (Children's) Account

Opening and minimum balance of Kshs 500
One free bankers cheques for school fees
Free ATM card
Free Birthday card
No account maintenance fee

IPO Financing (Investment) Account

Opening and minimum balance of 3000
Attractive interest rate of 7% paid quarterly
Get a loan of two and half times of the deposit amount to buy shares in IPO
Unlimited deposits
Free bankers cheque for IPO issue
Free incoming EFT
Free standing order from any TNB account

Hazina Account (For Self-Employed Individuals)

Opening and minimum balance of 500
Over the counter withdrawals at Kshs 50
Free ATM card
Income processing fee at Kshs 100
ATM withdrawal at Kshs 25

SMS Banking

TNB’s SMS banking is your most practical access to your account information. You can get information on your Personal or Business accounts

Features

Enquire your account balance
Invest surplus funds in your current account in call deposit
Get Mini Statement
Chequebook request
Stop payment
Ledger fees query
Salary credits
Write free format message to the bank
Interest rate and base rate query
Query of transactions by amount, cheque number, etc
Receive notification of large Credit/ Debit
Receive notification of return of your customer’s cheque
Exchange rates
Interest installment
Notification of urgent call notice by the bank
Statement request
Amend or modify standing order
Notification of maturity date
Change your PIN for SMS access

Why SMS Banking ?

Removal of hassle of visiting your bank for account information
Plan your visit to the bank based on account information obtained through SMS
Great saving of time
Highly convenient
Highest speed of getting service compared to any other mode
Access your account information even while roaming
Cut the painful waiting in the queue for account information and be in control of your account

Charge

Kshs. 10- per request.

Welcome

TNB have a large number of satisfied customers for these and other products.

They recognize the hassles removed. You too can take the advantage of this product.

RTGS/KEPSS (REAL TIME SWIFT PAYMENT)

For urgent business payments of larger value, forget cash. Make realtime electronic payment in a most secured manner using SWIFT. This product provides same day / immediate value to the beneficiary. This is an interbank SWIFT money transfer in Kenya Shilling to beneficiary’s current account in any Kenyan bank.

Your customer does not have to wait for four clearing says to get their payment. Moreover this saves borrowing costs and hassles to your customer as he does not have to wait for four clearing days. Therefore it is a win-win deal for you and your customer. That way you win and retain your customer.

EFT (ELECTRONIC FUNDS TRANSFER)

Your business payments can also be made through Electronic Funds Transfer. It is safer compared to paying through a cheque. EFT provides next day value to the beneficiary. This is a Kenya Shilling Payment and saves wait of clearing days for your customer.

SWIFT Transfers

Pay for imports and receive payments for exports through TNB correspondent network. Your international remittances are handled through efficient and reliable banking channel. TNB remittances pass through Anti Money Laundering vigil checks.

DIRECT DEBITS

If you have to receive small value payments periodically from your customers, you can originate direct debits with us. TNB will approach bankers of your customers to take money from their account and deliver to you. Your customers will provide authority through you to their bankers.

	Tariff
	ATM & Debit Cards
	TNB Savings Account
	Mint Account
	Mshahara Account
	Personal Loans
	Personal Current Account
	Fixed Deposits
	Foreign Currency Accounts
	Electronic Funds Transfer-EFT
	SMS Banking
	Direct Debits
	RTGS
	SWIFT Remittances-TT
	ATM Locations
	Correspondents
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